We welcome projects that are both profitable and impactful.

Every project listed on Ethis.co goes through a thorough due diligence and screening process. Our proprietary screening methodology is built in-house over a period of 4 years to meet our niche requirements. 

The screening methodology covers legal, operational, financial, and Shariah aspects of the applications submitted. With Ethis.co team on the ground, we are able to authenticate the information provided by the applicant with the concerned official bodies.

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Step
Launch
Process:

Stage 1

Ethis project management team will review the application for suitability

Stage 2

Thorough company, legal, project, and
financial screening

Stage 5

Campaign launch after successful due diligence

Stage 4

Structuring the campaign based on Islamic Finance contracts

Stage 3

Shariah compliance and Social Impact screening

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Step
Launch
Process:

Stage 1

Application review Ethis project management team to ensure suitability

Stage 2

Thorough company, legal, project, and
financial screening

Stage 3

Shariah compliance and Social Impact screening

Stage 4

Structuring the campaign based on Islamic Finance contracts

Stage 5

Investor’s due diligence and campaign launch

Listed below are the major criterion we use to evaluate the applications submitted:

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Company Analysis

Registration

  • Company Profile 
  • In operation for a minimum of 1 year

Track record

Minimum of 3 completed projects of a similar nature

Board of directors background check

  • Construction and development experience for a minimum of 5 years
  • Leadership, marketing, and operational experience
  • Indonesian Central Bank check

Financial reports analysis

  • Submission of audited financial reports (2 years) 
  • No debt with other FinTech platforms
  • Bank statement for the past year
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Project-related Analysis

Eligible project types

  • Subsidized housing
  • Affordable housing
  • Invoice financing
  • Commercial housing

Project marketability

  • Not available
  • Available but the marketing is yet to start
  • Available ready buyers

Project licensing

  • Development license
  • Environmental license
  • License to operate
  • Site plan approval
  • Construction permit

Bill of quantity and cash flow analysis

  • Source of investor payout
  • Cash roll-over strategy
  • Cost inspection

Land certificate status

  • Freehold
  • Leasehold
  • Right to build
  • Master certificate

Project developer status

  • Main developer
  • Assigned contractor
  • Sub-contractor

Project status quo (progress)

  • Infrastructure development phase
  • Seeking finance

Public facilities surrounding the project

  • Access to school (primary / secondary / tertiary)
  • Access to public health
  • Daily amenities shops

Social Impact analysis

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Geography Specific Macroeconomics Analysis

Gross Domestic Products (GDP), Household Income in the locality, Inflation rate in comparison to the national level

  • Below national growth rate
  • Equal to national growth rate
  • Above national growth rate

Disclaimer:

In all real-world projects, there is always the risk of losing your capital. In our past real estate crowdfunding campaigns, the main risk has been delays. Invest only what you can afford and consider diversifying to reduce risk. Ethis.co as platform does not take any responsibility that would guarantee or safeguard the investments investors make. Therefore investors are advised to do their own due diligence. The projects listed on the platform  is not an offer, solicitation, or advice to invest in jurisdictions where Ethis.co is not registered.

We make it easy for you.
Get your project funded with Ethis.co.

We make it easy for you.
Get your project funded with Ethis.co