{"id":4886,"date":"2022-01-11T11:24:36","date_gmt":"2022-01-11T11:24:36","guid":{"rendered":"https:\/\/blog.ethis.co\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/"},"modified":"2022-01-11T11:24:36","modified_gmt":"2022-01-11T11:24:36","slug":"%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa","status":"publish","type":"post","link":"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/","title":{"rendered":"\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062c\u0645\u0627\u0639\u064a \u0641\u064a \u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629: \u0645\u0627 \u064a\u062c\u0628 \u0623\u0646 \u062a\u0639\u0631\u0641\u0647 \u0642\u0628\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631"},"content":{"rendered":"<p><em>Editor\u2019s Note: This post was originally published in March 2017 and has been edited and updated for relevancy and comprehensiveness.<\/em><\/p>\n<p>The crowdfunding scene in Singapore is really taking off, and this article will guide you in understanding how you can benefit from the opportunities that crowdfunding has to offer.<!--more--><\/p>\n<p>Crowdfunding is a refreshing concept of getting funds from numerous individuals who each contribute a small sum for a certain project, venture or cause. With the help of the internet and social media, anyone who requires money to set a business or solve a problem can access funds from people online, transcending geographical boundaries.<\/p>\n<p>It is fast becoming mainstream; you\u2019ve probably heard about the coolest stuff at <a href=\"https:\/\/www.kickstarter.com\/\">Kickstarter<\/a> or lucrative real-estate social projects at Ethis. Hence, it is no surprise that crowdfunding is labelled as the \u201cmost disruptive\u201d new model of finance.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_51_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d4a73c445c4\" ><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69d4a73c445c4\"  type=\"checkbox\" id=\"item-69d4a73c445c4\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/#How_Big_is_Crowdfunding\" title=\"How Big is Crowdfunding?\">How Big is Crowdfunding?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/#Crowdfunding_In_Singapore\" title=\"Crowdfunding In Singapore\">Crowdfunding In Singapore<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/#What%E2%80%99s_in_it_for_me\" title=\"What\u2019s in it for me?\">What\u2019s in it for me?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/#Excellent_returns\" title=\"Excellent returns\">Excellent returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/#Social_Cause\" title=\"Social Cause\">Social Cause<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/#Small_Minimum_Amount\" title=\"Small Minimum Amount\">Small Minimum Amount<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/#Our_Recommendation\" title=\"Our Recommendation\">Our Recommendation<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_Big_is_Crowdfunding\"><\/span>How Big is Crowdfunding?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>By the year 2025, the crowdfunding industry will be expected grow to over SGD 426 billion. And believe it or not, we are at the forefront of its exponential growth as the Asian continent represents a key crowdfunding region. Asia became the second largest crowdfunding region ahead of Europe with an astounding 320% growth in terms of crowdfunding volume! The huge growth potential is therefore a great catalyst for us to get on the bandwagon. (See also: <a href=\"https:\/\/ethis.co\/blog\/crowdfunding-grow-wealth\/\"><em>Crowdfunding: A New Way to Grow Your Wealth<\/em><\/a>)<\/p>\n<figure id=\"attachment_106\" aria-describedby=\"caption-attachment-106\" style=\"width: 661px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"wp-image-106 size-full\" src=\"http:\/\/www.ethiscrowd.com\/blog\/wp-content\/uploads\/2017\/03\/Forecast-1.png\" alt=\"Crowdfunding Growth Globally (Singapore)\" width=\"661\" height=\"348\" srcset=\"https:\/\/ethis.co\/blog\/wp-content\/uploads\/2017\/03\/Forecast-1.png 661w, https:\/\/ethis.co\/blog\/wp-content\/uploads\/2017\/03\/Forecast-1-300x158.png 300w, https:\/\/ethis.co\/blog\/wp-content\/uploads\/2017\/03\/Forecast-1-624x329.png 624w\" sizes=\"(max-width: 661px) 100vw, 661px\" \/><figcaption id=\"caption-attachment-106\" class=\"wp-caption-text\">Crowdfunding Annual Forecast, <em><i>Source: AlliedCrowds Crowdfunding Report 2016<\/i><\/em><\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"Crowdfunding_In_Singapore\"><\/span>Crowdfunding In Singapore<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Crowdfunding in Singapore is gaining huge traction, with numerous platforms available each with its own purpose. Singapore possesses the status as a prominent financial hub in Asia with a strong infrastructure and a favourable business climate. This makes it a natural choice for crowdfunding to take off and grow. By and large, there is a vibrant array of crowdfunding platforms focused on:<\/p>\n<ol>\n<li>Peer-to-peer (P2P) lending<\/li>\n<li>Real-estate<\/li>\n<li>Donations<\/li>\n<li>Social initiatives<\/li>\n<\/ol>\n<p>Presently, a considerable portion of crowdfunding platforms in Singapore are centred towards debt-based <a href=\"https:\/\/ethis.co\/blog\/islamic-p2p-crowdfunding-explained\/\">P2P lending<\/a> for Small and Medium Enterprise (SMEs) to fund their operations. That being said, the availability of a diverse range of crowdfunding platforms allows the average person to invest in various ventures. There are different types of rewards that crowdfunding may offer, depending on your preferences and objectives. Accordingly, understanding the potential rewards is a good start for your crowdfunding journey.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What%E2%80%99s_in_it_for_me\"><\/span>What\u2019s in it for me?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Excellent_returns\"><\/span><strong>Excellent returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you\u2019re in it just for the financial gains, then you should really consider investing through crowdfunding platforms.<\/p>\n<p>In 2016, the Singapore stock market generated a return of a measly <strong>1.59%<\/strong>, while bonds had a higher return of around <strong>2.5%<\/strong>. Compare that to real estate crowdfunding platform EthisCrowd, with annualised returns close to <strong>15%<\/strong>. Or<a href=\"https:\/\/kapitalboost.com\" target=\"_blank\" rel=\"nofollow noopener\"> Kapital Boost<\/a>, an Islamic P2P crowdfunding focused on SMEs, with a whopping<strong> 20%<\/strong>. Undoubtedly, these above-market returns is a good motivator for anyone to start investing, and an excellent addition to investors\u2019 current portfolio.<\/p>\n<\/li>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Social_Cause\"><\/span><strong>Social Cause<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Crowdfunding is a powerful tool for social initiatives. Social entrepreneurs, non-profit organisations or community groups that want to effect a positive change in the world can more effectively raise funds through crowdfunding. This is done through tapping on individuals that share the same values while transcending borders. Enter <a href=\"https:\/\/give.asia\/\" target=\"_blank\" rel=\"noopener\">GIVEasia<\/a>, a Singaporean-based platform for individuals, groups or organisation to raise money for charity or personal causes. In fact, they do not charge any transaction fees and have raised more than $8 million for charities and those in need. (See also:<a href=\"https:\/\/ethis.co\/blog\/islamic-finance-islamic-banking\/\"><em> Can Islamic Finance Serve 2 billion Muslims?<\/em><\/a>)<\/p>\n<p>While GIVEasia is a donation-based platform, Ethis is a real estate platform that is focused on affordable social housing projects for low-income families, whilst<span style=\"color: #339966;\"><strong> earning above-market returns<\/strong><\/span>. Undeniably, crowdfunding drives individual\u2019s passion for a cause, allowing them to participate in something meaningful.<\/p>\n<\/li>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Small_Minimum_Amount\"><\/span><strong>Small Minimum Amount<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Depending on the minimum amount by each platform, you can start investing from as low as $500 (minimum amount for Kapital Boost). Additionally, the minimum investment amount for Ethis is also relatively low at $250. These affordable amounts are excellent for those who wants to perhaps \u201cexperiment\u201d first before investing a larger amount.<\/p>\n<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Our_Recommendation\"><\/span><strong>Our Recommendation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A thorough analysis must be accordingly undertaken before making any investment decision. As widely understood, one of the most important factors is the potential returns generated by the investment. Besides purely financial gain, the addition of other non-financial rewards may be more uplifting.<\/p>\n<p>All things considered<strong>, Ethis ranks as the top crowdfunding platform<\/strong> which generates not only <strong>lucrative returns of up to<\/strong> <strong>15%<\/strong>, but also fulfilling ethical goals through social impact real-estate projects. Ethis has thus far facilitated the development of more than 5000 affordable houses for low-income families in Indonesia. Without a doubt, the achievement of high investment returns in the pursuit of profound social goals makes Ethis a holistic investment choice for everyone.<\/p>\n<blockquote>\n<p><strong><em>\u201cOne of the greatest values is the belief that the best investment any of us can ever make is in the lives of others\u201d<\/em><\/strong><\/p>\n<\/blockquote>\n<p>For a more detailed explanation on Islamic Crowdfunding, check out: <a href=\"https:\/\/ethis.co\/blog\/islamic-crowdfunding\/\"><em>What is Islamic Crowdfunding?<\/em><\/a><\/p>\n<p><strong>Sources:<\/strong><\/p>\n<ul>\n<li>CFX Alternative Investing Crowdfunding Statistics<\/li>\n<li>Massolution Crowdfunding Industry Report<\/li>\n<li>Goldman Sachs: The Future of Finance<\/li>\n<\/ul>\n<hr>\n<p><em>Ethis is the world\u2019s first Real Estate Islamic Crowdfunding Platform. Our international community of 20,000 private investors crowdfunds investments in entrepreneurial, business, trade and Real Estate activities in Emerging Asia.<\/em><\/p><\/p>\n\n<p><\/p>\n<div class=\"rns\" data-title=\"\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062c\u0645\u0627\u0639\u064a \u0641\u064a \u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629: \u0645\u0627 \u064a\u062c\u0628 \u0623\u0646 \u062a\u0639\u0631\u0641\u0647 \u0642\u0628\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\" data-tags=\"Crowdfunding,investment,singapore crowdfunding\" data-categories=\"Crowdfunding,Fintech\" data-comments=\"0\" data-date=\"1641900276000\" data-author=\"Aziz Zainuddin\" data-single=\"\" data-url=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/\"><\/div> <!-- Check out https:\/\/reactandshare.com -->","protected":false},"excerpt":{"rendered":"<p>Editor\u2019s Note: This post was originally published in March 2017 and has been edited and updated for relevancy and comprehensiveness. The crowdfunding scene in Singapore &hellip; <span class=\"read-more-link\"><a class=\"read-more\" href=\"https:\/\/ethis.co\/blog\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%ac%d9%85%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%b3%d9%86%d8%ba%d8%a7%d9%81%d9%88%d8%b1%d8%a9-%d9%85%d8%a7-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa\/\">Read More &rsaquo;<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":4287,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":""},"categories":[2053,2054],"tags":[2055,2057,2056],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/ethis.co\/blog\/wp-content\/uploads\/2017\/03\/tim-marshall-114623.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbDwgm-1gO","_links":{"self":[{"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/posts\/4886"}],"collection":[{"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/comments?post=4886"}],"version-history":[{"count":1,"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/posts\/4886\/revisions"}],"predecessor-version":[{"id":4887,"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/posts\/4886\/revisions\/4887"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/media\/4287"}],"wp:attachment":[{"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/media?parent=4886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/categories?post=4886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ethis.co\/blog\/wp-json\/wp\/v2\/tags?post=4886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}