Risk Mitigation

Risk Mitigation

Criteria for Clients

Ethis Dubai offers crowdfunding services to retail client, professional clients and market counterparties. There are no restrictions for participation as a lender/investor provided all KYC / AML requirements are met. All clients are required to acknowledge that they are willing to be treated as retail clients, professional clients or market counterparties as the case may be.

Vital characteristics for these targeted lenders will be:

  • Need investment products that add value and suit their financial needs.
  • Prefer security, convenience, trust and reliability.
  • Prefer a short term investment cycle.
  • Need investment products that add value and align with financial needs of their organizations
  • Prefer security, convenience, trust and reliability.
  • Prefer high valued investments with low risk of default / failure.

Criteria for Developers

Ethis Dubai shall provide the funding facility to private real estate developers only. These shall be medium to low tier developers and the project shall be on-boarded upon completion of all mandatory client on-boarding requirements.

Vital characteristics for these targeted developers will be:

  • Developer for freehold /leasehold / mainland under construction projects in Dubai
  • Prior history and track record of the developer
  • Sound & healthy financial position

Lending Limits

Ethis Dubai shall maintain effective systems and controls to ensure that a Retail Client does not lend more than:

  • AED$18365 to any single borrower using its service.
  • AED$183650 in total in any calendar year using its service.